Stay at home. Live your wishes.
Many people want to enjoy a carefree retirement. Traveling, spending time with the family, pursuing hobbies, simply celebrating life. But often the financial means are not enough to fulfill these dreams. Yet the potential for a carefree life is often right in front of you: Your own property.
The treasure within your own four walls
Even if your pension covers your running costs, there is rarely enough room for special wishes. If you own a house or apartment, you can now capitalize on this value - without having to move out.

What is a real estate sale with right of residence?
With our real estate annuity model, developed in collaboration with our experienced partner deaurea, you sell your property and receive
- a right of residence secured in the land register (for life or for a limited period)
- One-off immediate capital at your free disposal
You can stay in your home - for as long as you like - and gain financial freedom at the same time.
A service from Raiffeisen Immobilien Vienna, Lower Austria and Burgenland.
How it works
Step 1
Objective valuation of your property by our experts
Step 2
Sale to a reputable buyer (deaurea)
Step 3
Payment of immediate capital - minus the value of your right of residence
Step 4
Registration of the right of residence in the land register - for 100% security
Financial freedom
Use the assets tied up in your property - for travel, reserves or debt repayment. Or you can provide targeted support for your children and grandchildren, for example when buying their own home.
Living with security
Your right of residence is entered in the land register - you decide how long you want to stay in your home.
Reputable partners
With Raiffeisen Immobilien and deaurea, you have experienced Austrian partners at your side.
Is this model suitable for you?
This model is aimed at retired people who want to stay in their home and become more financially independent at the same time. It offers a secure, well thought-out alternative to traditional retirement provision - especially in economically challenging times.
Sell your property - and continue to live as usual. We will advise you fairly, individually and without obligation.
Please note: We currently only offer this model for properties in Vienna, Lower Austria and Burgenland.
Get advice now with no obligation
